Standalone Business Auto Physical Damage
Offering Flexible Coverage for On-the-Road Risks
Business vehicles can sustain damage in so many ways. Accidents, rollovers, collisions, flying objects to name just a few. Damage also is often caused by animals, fire, hail and earthquakes.
GMI partnered with a highly rated carrier to create flexible coverage that can be standalone or paired with other coverages like our Business Auto or General Liability.
Program available to retail agents in all states except AK, District of Columbia, HI, MA, NJ and US Virgin Islands at this time.
Targeted Classes
• Select trucking risks
• Artisan Contractors / Contractors
• Manufacturers hauling their own product
• Distributors hauling their own product
• Retailers/Merchants
• Street, Road, and Debris Removal Services
Targeted Vehicles
• Private Passenger (PPT/PPV)
• Light & Medium Trucks
• Heavy Trucks/Tractors
• Dump Trucks
• Trailers
Program Highlights
• Underwritten by an A.M. Best Rated “A+” non-admitted carrier
• Total Insurable Value (TIV) cannot exceed $2M at any one location
• Flexible deductibles
• Older fleets acceptable
Prohibited Risks
• CDL drivers with less than three (3) years experience operating truck / tractor
• CDL drivers with less than two (2) years experience operating heavy trucks
Program Contacts
Andrew Farmer
Underwriter /
Business Development
Lori Smith
Business Development
Lynise Walton
Business Development
For a complete contact information, click here.