(610) 933-4679
Monoline Business Auto
Commercial Auto Insurance for a Wide Range of Classes
Our Monoline Business Auto Program targets contractors, artisans, building supply dealers, system installers, retailers, manufacturers, wholesale distributors and more. We welcome a wide variety of classes with vehicles ranging from private passenger cars to extra heavy truck tractors. Eligible accounts are automobile fleets that support business activities where the primary goal is to sell and distribute owned products, perform contracting operations, and provide services to customers.
Typical Classes
• Contractors
• Retailers
• Distributors
• Wholesalers
• Systems Installation
Typical Vehicles
• Private Passenger (PPT/PPV)
• Light Trucks
• Medium Trucks
• Heavy Trucks/Tractors
• Extra Heavy Trucks/Tractors
• Dump Trucks/Trailers
Typical Uses
• Product Delivery
• Service Calls
• Material/Equipment Delivery
• Sales Calls
• Product Installation
• Retail Delivery
Business Development Team
Program Details
• Underwritten by A.M. Best "A" rated admitted carriers
• Minimum of five (5) vehicles
• Three (3) years of prior commercial auto coverage
• Overall loss ratio of 40% or better for fleet accounts, 25% or better for non-fleet accounts
• Good drivers
• Satisfactory CAB report, if applicable
Available to retail agents in all states except District of Columbia, MA, NY and VA at this time.
Additional Coverage Highlights
• Additional Insured by Contract or Agreement
• Hired Auto Physical Damage coverage
• Towing and Labor
• Accidental Airbag Deployment coverage
• Loan/Lease Gap coverage
• Extended Cancellation Condition
• Vehicle Wrap coverage
• Audio Visual and Data Electronic Equipment
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Business Auto Enhancement Endorsement
GMI’s Business Auto Enhancement Endorsement has been added to broaden the coverage in our standard auto policy. Coverage is combined under one endorsement and not available standalone.
Employees as Insureds Endorsement is also available.
Need a Quote?
If you are not yet appointed with GMI Insurance, please follow the process listed under Get Appointed to complete your appointment.
Appointed GMI agencies may submit quote requests by email. Please gather the required documentation listed below and send your submission to [email protected] for review. It’s that easy!
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Required forms and information:
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ACORDS 125 / 127 / 137
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Five (5) years loss runs valued within 90 days of effective date
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Detailed description of each claim exceeding $25K
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Send your completed quote requests to [email protected]
Program Contacts
Andrew Farmer
Business Development
Kelly Kelly
Business Development
For a complete list of staff and their contact information, click here.