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Monoline Business Auto

Commercial Auto Insurance for a Wide Range of Classes

Our Monoline Business Auto Program targets contractors, artisans, building supply dealers, system installers, retailers, manufacturers, wholesale distributors and more. We welcome a wide variety of classes with vehicles ranging from private passenger cars to extra heavy truck tractors. Eligible accounts are automobile fleets that support business activities where the primary goal is to sell and distribute owned products, perform contracting operations, and provide services to customers.

Typical Classes

• Contractors

• Retailers

• Distributors

• Wholesalers

• Systems Installation

Typical Vehicles

• Private Passenger (PPT/PPV)

• Light Trucks

• Medium Trucks

• Heavy Trucks/Tractors

• Extra Heavy Trucks/Tractors

• Dump Trucks/Trailers

Typical Uses

• Product Delivery

• Service Calls

• Material/Equipment Delivery

• Sales Calls

• Product Installation

• Retail Delivery

Business Development Team

Program Details

• Underwritten by A.M. Best "A" rated admitted carriers
• Minimum of five (5) vehicles

• Three (3) years of prior commercial auto coverage
• Overall loss ratio of 40% or better for fleet accounts, 25% or better for non-fleet accounts
• Good drivers
• Satisfactory CAB report, if applicable

Available to retail agents in all states except District of Columbia, MA, NY and VA at this time.

Additional Coverage Highlights

• Additional Insured by Contract or Agreement

• Hired Auto Physical Damage coverage

• Towing and Labor

• Accidental Airbag Deployment coverage

• Loan/Lease Gap coverage

• Extended Cancellation Condition

• Vehicle Wrap coverage

• Audio Visual and Data Electronic Equipment

Business Auto Enhancement Endorsement

GMI’s Business Auto Enhancement Endorsement has been added to broaden the coverage in our standard auto policy. Coverage is combined under one endorsement and not available standalone.


Employees as Insureds Endorsement is also available.

Need a Quote?

As a GMI Appointed Agency / Agent, you can submit your quote requests online. Click on the button below, send us some information, and we'll get you a quote. It's that easy!

To become an Appointed Agency / Agent, please fill out and return our agreement, and provide your agency’s insurance license(s), E&O and W-9 along with your quote submission.

Required forms and information:

Program Contacts

Shawn-Michael Hall Sr.
Chief Operating Officer

Andrew Farmer
Business Development

Aaron Vaughan
Business Development

For a complete contact information, click here.


“You all are seriously the best =)
I want to thank you for handling this so quickly for us. You were all very quick and efficient.”

Alyssa G.
Florida Agent

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