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Contingent Auto Lease

Vehicle Protection in Third-Party Liability Claims

Another specialized coverage in the complex world of commercial auto insurance is leasing operations. Our program is designed to cover a multitude of potential exposures on a contingency, excess, physical damage and interim basis for a minimum 12-month term.


Contingent/Excess Liability insurance provides coverage to the lessor of a leased auto for third party liability damages resulting from an accident and the lessee’s insurance is not collectible.

Contingent Physical Damage protects the lessor’s interest in the owned auto when the lessee’s comprehensive and collision insurance is not collectible.


Interim Car provides both liability and physical damage to off-lease owned autos while being held for sale and being re-leased.

GMI utilizes highly rated carriers to underwrite its leasing risks. Our extensive experience in a broad range of auto exposures combined with our proactive claims management partners have a demonstrated track record of success. It is a combination of this service-driven approach to leasing operations that has led to an average annual retention rate of over 90%.

Program available to retail agents in all states except LA, MA and NY at this time.

Program Contact

Mark Trudel

For a complete contact information, click here.



“Your team is always so quick with driver approvals.
Much appreciated!”

Lisa A.
Florida Agent

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