(610) 933-4679
Business Auto Physical Damage
Offering Flexible Coverage for On-the-Road Risks
Business vehicles can sustain damage in so many ways. Accidents, rollovers, collisions, flying objects to name just a few. Damage also is often caused by animals, fire, hail and earthquakes.
GMI partnered with a highly rated carrier to create flexible coverage that can be standalone or paired with other coverages like our Business Auto or General Liability.
Note: Program available to retail agents in all states except AK, District of Columbia, HI, MA, NJ and US Virgin Islands at this time.
Targeted Classes
• Artisan Contractors / Contractors
• Manufacturers hauling their own product
• Distributors hauling their own product
• Retailers/Merchants
• Street, Road, and Debris Removal Services
Targeted Vehicles
• Private Passenger (PPT/PPV)
• Light & Medium Trucks
• Heavy Trucks/Tractors
• Dump Trucks
• Trailers
Program Highlights
• A.M. Best Rated “A+” non-admitted carrier
• Total Insurable Value (TIV) cannot exceed $2,000,000 at any one location
• Flexible deductibles
• Older fleets acceptable
Prohibited Risks
• CDL drivers with less than three (3) years experience operating truck / tractor
• CDL drivers with less than two (2) years experience operating heavy trucks
Submission Requirements
• GMI Business Auto Physical Damage Supplemental Application
• Five (5) years loss runs valued within 90 days of effective date
• Explanation of losses greater than $50,000
• List of all MC/DOT numbers for all named insureds
Business Development Team
Lori Smith
Business Development
Lynise Walton
Business Development
Trish Yaeckel
Business Development
WHY CHOOSE US
“You all are seriously the best =)
I want to thank you for handling this so quickly for us. You were all very quick and efficient.”
Alyssa G.
Florida Agent