Business Auto

Business Auto

The GMI Business Auto product targets contractors, artisans, building supply dealers, wholesale distributors, system installers, and specialized delivery that is not time sensitive in nature. Qualified accounts are automobile fleets that involve the use of commercial vehicles and private passenger cars to support business activities where the primary goal is to sell and distribute products, perform contracting operations and provide services to customers.

We insure over 300 different class types, nationwide, ranging from a small electrician to a large commercial waste hauler. Eligible vehicles include private passenger cars, SUVs, pick-up trucks, heavy trucks, extra heavy trucks and truck tractors.

Have An Account and Want to Receive a Quote?

Your account must fit these initial parameters to be considered for our program:

  • Three years in business w/prior commercial coverage
  • Five power units
  • Radius of operation 200 miles (500 miles max)
  • Loss ratio 30% or better
  • Satisfactory SAFER/CAB reports
  • No NY 5 Borough exposure
  • No for-hire or carrying of any passengers

 

Note: If the insured suffered a shock loss, please contact a member of our Business Development Team at 1-800-722-3229 to discuss your account first.